Heavy construction equipment on an active job site

Financing for the equipment that runs the job site.

Heavy Equipment & Construction Financing

Deal Range: $50K – $25M+

Bremen Capital arranges financing for heavy equipment, construction machinery, and industrial assets nationwide — excavators, loaders, cranes, dozers, dump trucks, and specialized job-site equipment, new or used, from a dealer, private seller, or auction.

Heavy equipment underwriting runs differently than a standard equipment loan — lenders weigh resale value, hour meter or mileage, and seasonal cash flow for construction and agricultural businesses more heavily than a typical small-ticket deal. As a construction equipment finance broker working across a full lender network instead of one credit box, we place your deal with whoever actually has an appetite for your equipment type, deal size, and industry — rather than forcing it to fit a single company's rules.

Deal sizes run from $50,000 to $25 million-plus, covering everything from a single piece of equipment to a full fleet.

Industries We Finance

  • Construction & Earthmoving Equipment
  • Agricultural & Farm Equipment
  • Industrial & Manufacturing Machinery
  • Transportation & Logistics Fleets

Estimate Your Payment

Equipment Loan/Lease Payment Calculator

Estimated Monthly Payment

$2,770

Total Cost Over Term

$181,184

Estimates only. Not a loan offer. Actual payment depends on credit, collateral, and lender terms.

Want more scenarios? Visit the full calculators hub.

Frequently Asked Questions

What counts as heavy equipment financing?
Heavy equipment financing covers large, high-value machinery used in construction, agriculture, and industrial operations — excavators, loaders, cranes, dozers, dump trucks, aerial lifts, and similar job-site equipment, whether purchased new, used, or at auction.
Can I finance used or auction-purchased heavy equipment?
Yes. Most of our lender network finances used heavy equipment, including private-party sales and equipment bought at auction, as long as it has a clear title and verifiable condition.
Do you finance construction equipment for new businesses or startups?
Yes, though the structure usually differs from an established contractor — expect a larger down payment or a lender that weights the equipment's resale value and your industry experience more heavily than time in business.
What's the difference between a heavy equipment loan and a lease?
A loan gives you ownership from day one, with the equipment as collateral. A lease can lower monthly payments and offer end-of-term flexibility to purchase, return, or upgrade — useful for contractors who cycle equipment on a regular basis.
Do you work with agricultural and farm equipment?
Yes — tractors, combines, irrigation systems, and other farm equipment are a core part of our heavy equipment lending network, including lenders comfortable underwriting around seasonal farm cash flow.
Are there heavy equipment lenders who specialize in logistics and fleet financing?
Yes. We work with lenders that specifically underwrite trucking and logistics fleets — a mix of tractors, trailers, and specialized transport equipment — rather than treating a fleet deal the same as a single piece of construction equipment.

Ready to talk about your deal?

Tell us what you need financed and we'll get back to you with real options — no upfront fees to borrowers.